Stablecoin adoption is accelerating globally as 90% of financial institutions now combine them, based on Fireblocks’ 2025 report.
Stablecoins are now not a speculative software. In response to Fireblocks’ “State of Stablecoins 2025” report, 90% of surveyed financial institutions are actively integrating them into their operations.
The report attracts on responses from international banks, fintechs, and fee suppliers utilizing Fireblocks’ infrastructure, which now processes over 35 million stablecoin transactions month-to-month, representing 15% of international stablecoin quantity.
In 2024 alone, stablecoins made up almost half the transaction volume on the platform, based on the report.
Velocity and infrastructure
The important thing driver isn’t price financial savings. Velocity topped the checklist of stablecoin benefits, cited by 48% of respondents, whereas solely 30% ranked decrease prices as a main profit.
Respondents additionally emphasised income development, liquidity enhancements, and seamless integration into present financial methods. Former Visa CFO Vasant Prabhu famous within the report that stablecoins are now “a strategic necessity” for enterprises attempting to remain forward of extra agile, crypto-native opponents.
Corporations aren’t merely chasing effectivity, they’re positioning themselves for long-term competitiveness and income enlargement.
Compliance points combined with regional dynamics
Issues round compliance and regulatory readability have diminished sharply, per the report.
In 2023, 80% of corporations cited regulation as a barrier; immediately, fewer than 20% do. The introduction of clear frameworks, comparable to MiCA in Europe, and the expansion of regtech and chain analytics instruments have reworked compliance from a burden right into a development enabler.
In actual fact, 9 out of 10 institutions now see rules and trade requirements as key drivers of adoption, highlighting how a lot the coverage panorama has matured over the previous two years.
Regional dynamics are additionally shaping adoption pathways. Latin America leads with 71% of institutions utilizing stablecoins for cross-border funds.
Asia is prioritizing market enlargement, whereas North America is more and more viewing regulation as a inexperienced mild. In Europe, the place MiCA units the tone, adoption is slower however deliberate—with a robust emphasis on safety.
Europe’s method could also be methodical, however the urgency is actual. As digital fee requirements shift, the area’s concentrate on infrastructure integrity and threat mitigation could function a aggressive differentiator.
In response to the report, the winners on this race would be the corporations that not solely undertake stablecoins however achieve this with enterprise-grade infrastructure constructed for pace, compliance, and scale.
