Author: John Smith
XRP price continued its recent downtrend even after the Office of the Comptroller of the Currency granted Ripple Labs a conditional approval for a banking charter, and ETF inflows continued. Summary XRP price is stuck in a technical bear market after falling by ~45% from the year-to-date high. OCC granted Ripple Labs a national banking charter. The charter allows the company to offer custody services. Ripple (XRP) token dropped to a low of $1.980, continuing a downtrend that started in July when it peaked at $3.6600. SEC grants Ripple Labs a banking license The XRP price has dropped despite having…
Ethereum price trades within a rising wedge at $3,200, a bearish pattern signaling weakening momentum and raising the likelihood of a breakdown toward lower support regions. Summary ETH forms a bearish rising wedge as price approaches the $3,200 region. Loss of the Value Area High and weak volume indicate structural weakness. Breakdown below the wedge and POC could accelerate a move toward $2,500 support. Ethereum’s (ETH) price has recovered modestly from recent lows, but the structure of this rebound is flashing warning signs. The asset has rallied into a bearish rising wedge, a technical formation that often appears during corrective moves…
Cardano’s price remained in a bear market after plunging by nearly 60% from its highest point in September, despite several announcements. Summary Cardano price has slumped by nearly 60% from its August highs. It recently announced a partnership with Pyth Network, a top oracle platform. The token has formed bearish patterns, indicating further downside. Cardano integrates with Pyth Network after Midnight launch Cardano (ADA) token dropped to $0.4255 today, Dec. 12, even after the network received its first major oracle partnership. In a statement, Cardano said that it had integrated with Pyth Network, one of the biggest oracles in the…
Pi Network’s first Open Network hackathon crowned Blind_Lounge and other utility-focused Mainnet apps, highlighting growth but with clear risk disclaimers for users. Summary Pi Network’s Core Team picked Blind_Lounge as the top Mainnet app, with Starmax and RUN FOR PI taking second and third in a 215-submission hackathon. Honorable mentions like Kindrek, Workflet For Pi, PallyPay, SimpleJoy, and Agora Pulse show a push toward payments, work tools, and social use cases. The Core Team stressed these are independent projects, warning users to expect bugs and use all third-party Pi apps at their own risk. Pi Network’s Core Team announced the…
Ethereum price is trading below key moving averages as rising futures open interest and flat price action flag liquidation risk and heightened two-way volatility. Summary Ethereum price briefly broke a descending trendline and tested resistance before rejection, staying capped under its 100-day and 200-day moving averages. RSI has cooled from overbought while a nearby bullish order block and prior resistance turned support define the key zone to watch for a bounce or breakdown. Futures open interest is elevated despite modest price recovery, a structure that has historically preceded sharp liquidations when speculative positioning unwinds. Ethereum price is up roughly 1–1.5%…
Bitcoin extends weakness after the Fed’s third rate cut as on-chain data show realized losses at -18%, still far from the -37% capitulation zone seen at past bottoms. Summary The Fed delivered a third straight 25 bps cut to 3.5%–3.75%, with one Trump-appointed official pushing for a deeper 50 bps move. On-chain data from Ali Charts show Bitcoin trader realized losses near -18%, still well above the -37% level that has marked major cycle lows. Short-term holders are selling into weakness while long-term holders accumulate, keeping BTC pinned near support despite looser monetary policy. Bitcoin (BTC) may experience additional price…
Coinbase-backed x402 V2 adds multi-chain routing, wallet sessions and discovery so AI agents and web services can settle HTTP 402 payments across crypto and legacy rails. Summary x402 V2 standardizes network and asset IDs so one payment format can span Base, Solana, stablecoin rails, ACH, and card networks. New wallet-based sessions enable subscription-like access and repeated API or AI-agent calls without restarting onchain payment flows. Discovery extensions and a plug-in SDK let facilitators index x402 services while developers add chains and assets as modular components. The x402 payments protocol, incubated by Coinbase for autonomous machine-to-machine transactions, released its V2 upgrade…
YouTube has taken a subtle step that could reshape the way creators manage their income. Summary YouTube now supports PYUSD payouts for U.S. creators. PayPal handles conversion and settlement inside its network. PYUSD has been growing as banks and platforms expand stablecoin use. YouTube will now let U.S. creators receive payouts in PayPal’s PYUSD stablecoin, marking one of the clearest steps Big Tech has taken toward crypto-linked earnings. The update was shared in a Dec. 12 Fortune report, which cited PayPal’s head of crypto, May Zabaneh, saying the feature is already live for eligible users. How PYUSD payments are being…
World App just made a major update that could fundamentally change how users talk, pay, and prove who they are online. Summary Update adds encrypted chat, in-chat crypto transfers and Mini Apps. Virtual accounts expand to new regions with fee-free USDC conversion. Earn rewards, merchant payments and World ID tools widen real-world use. World has rolled out its biggest update yet, turning the World App into a full social, payments, identity and mini-app hub for verified humans. Announced on Dec. 11, the upgrade is by far one of World’s most aggressive steps in its push towards consumer-focused services. Chat and…
Canadian financial technology analysts have issued forecasts projecting expanded adoption of XRP in digital payment systems, according to reports circulating in cryptocurrency markets. Summary Canadian fintech researchers are forecasting wider adoption of XRP in digital payments. Analyst Skipper_xrp noted growing XRPL ecosystem activity—including interest in the raccoon-themed RACO token—while also pointing to new U.S. regulatory clarity. The ruling allows banks to facilitate XRP trades within a regulated framework, which analysts say could boost institutional integration and strengthen XRP’s positioning. Financial institutions have continued to implement blockchain-based settlement systems, prompting several Canadian researchers to issue projections on XRP’s potential role in…