Author: John Smith

Cato report finds most U.S. debanking stems from direct or indirect government pressure, with crypto firms hit hard and Congress urged to reform key banking laws. Summary Cato’s study says most U.S. debanking is government-driven, not mainly political or religious bias by banks.​ Crypto companies face disproportionate account closures via FDIC letters, risk rules, and informal pressure that make them “too risky” to bank.​ The report urges Congress to amend the Bank Secrecy Act, end reputational risk rules, and lift secrecy around officials’ pressure on banks A majority of U.S. debanking cases result from direct or indirect government pressure rather than independent…

South Korean regulators plan to lift a nine-year ban on corporate crypto investments as the country continues to warm up to the digital asset space. Summary South Korea’s FSC will allow listed firms and professional investors to invest up to 5% of their equity in the top 20 cryptocurrencies. Corporate trading is expected to begin by the end of 2026 following final approval. South Korea’s Financial Services Commission has reportedly crafted new guidelines for listed corporations and professional investors, which are expected to be finalized by February, a Jan. 12 report from Seoul Economic Daily noted. Subsequently, corporations will be…

A fight over stablecoin rewards is threatening to fracture Coinbase’s support for Washington’s next major crypto bill. Summary Coinbase may oppose a key crypto bill if stablecoin rewards are restricted. Rewards tied to USDC are a major revenue source for the exchange. The dispute risks delaying market structure legislation in Congress. Coinbase is drawing a clear line as Congress moves closer to finalizing its next major crypto bill dubbed the CLARITY Act. The warning surfaced on Jan. 11 in a report by Bloomberg, as lawmakers prepare to mark up a sweeping digital-asset market structure bill in the Senate later this…

Tether has carried out one of its largest single-day enforcement actions, freezing a significant amount of USDT on the Tron network. Summary Tether froze about $182 million in USDT across five Tron wallets on January 11, 2026.  The action, linked to U.S. law enforcement, highlights issuer control over stablecoin freezes.  Critics say centralized freeze power demonstrates fundamental differences between stablecoins and decentralized assets like Bitcoin.  In an action that appears to be linked to law enforcement, Tether has blocked a significant amount of USDT on the Tron blockchain. On Jan. 11, Tether froze roughly $182 million in USDT across five Tron (TRX)…

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. ETH and DOGE stall in consolidation as BlockDAG draws attention with parallel blocks and a discounted presale price. Summary ETH and DOGE stall in consolidation as BlockDAG gains traction with a high-speed DAG architecture. BlockDAG nears presale end at $0.003, eyeing a $0.05 launch and strong early adoption momentum. With $441m raised, BlockDAG’s parallel-processing network emerges as a standout 2026 contender. The digital asset market currently divides into two categories: assets trapped in consolidation patterns and projects delivering practical…

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. ADA price stabilizes after weeks of pressure as capital shifts toward faster-adopting ETH-based payments token Remittix. Summary As ADA price stabilizes, capital shifts toward Remittix as PayFi adoption and real usage accelerate. Cardano recovery remains cautious while Remittix gains traction with live wallet and crypto to fiat payments. Remittix is outpacing ADA in user adoption as investors favor utility driven payment tokens for 2026. Cardano news is back in focus as ADA price attempts a cautious recovery after weeks…

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. As crypto turns selective, investor focus shifts from XRP toward newer payment tokens like Remittix. Summary As XRP momentum cools, Remittix gains PayFi attention with a live wallet and real cross-border payment utility. Remittix attracts investors as execution beats speculation, with $28.6M raised and wallet already live. Payment token focus shifts as Remittix advances toward Feb 2026 PayFi launch while XRP faces price pressure. The crypto market is entering a more selective phase. Payment-focused tokens are back in focus,…

Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. Decentralized finance likes to tell a very simple story about itself. Billions of people are unbanked. Traditional finance is slow, exclusionary, expensive, and biased toward incumbents. Blockchains are open, permissionless, global, and neutral. Therefore, DeFi will bank the unbanked. Summary DeFi didn’t replace traditional finance — it wrapped it. Its money, identity, pricing, access, and liquidity all still come from banks, regulators, and centralized infrastructure, so it can’t reach the people that system excludes. The unbanked don’t…

Bitmine staked 86,400 Ethereum worth $266.3 million on January 10, bringing total staked holdings to 1,080,512 ETH valued at approximately $3.33 billion. The move continues the aggressive staking expansion that began December 26, 2025, when the company first deposited 74,880 ETH. Tom Lee, Fundstrat Global Advisors co-founder and Bitmine chairman, has overseen the accumulation of over 4.1 million Ethereum (ETH) representing 3.43% of ETH’s total supply. The company has shifted from passive accumulation to active yield generation, with roughly one-quarter of its holdings now staked for rewards. At current staking yields near 3.12% annually, the 1.08 million staked ETH could…

Ethereum’s declining social media sentiment mirrors levels seen before its 2025 price rally that pushed the asset to new all-time highs, according to Santiment analyst Brian Quinlivan. Summary Santiment says ETH sentiment is as bearish as it was before the 2025 price explosion. Ethereum previously surged from $1,470 to $4,900 when social pessimism peaked. Rising staking and network growth suggest the current ETH setup could turn bullish. The on-chain analytics firm sees the current setup as potentially bullish, similar to conditions that preceded ETH’s surge from $1,470 in April 2025 to $4,900 by August. “Ethereum is actually way down, this…