Author: John Smith

The European Central Bank and the EU’s 27 national central banks have asked regulators to replace MiCA’s 30% and 60% bank-deposit floors for stablecoin reserves with maturity-based liquidity requirements. Summary MiCA requires regular stablecoin issuers to hold 30% of reserves in commercial bank deposits. The bank-deposit requirement rises to 60% for stablecoins classified as significant. European central banks said large redemptions could transmit stress from stablecoins to commercial lenders. Tether CEO Paolo Ardoino warned about the same reserve structure in 2024. The European System of Central Banks said in its response to the European Commission’s MiCA consultation that stablecoin issuers…

The European Central Bank and national central banks across the European Union have called for MiCA’s stablecoin remuneration ban to cover lending, borrowing, staking and other arrangements that can generate indirect returns for token holders. Summary ECB backed central banks want MiCA’s stablecoin yield ban extended to lending, borrowing and staking products. The ESCB said indirect returns could allow platforms to turn stablecoins into yield bearing arrangements despite existing restrictions. Central banks proposed replacing MiCA’s minimum bank deposit requirements with reserve rules based on one to five day liquidity. According to the European System of Central Banks, the restriction should…

As access to Monero has become more restricted on some centralized exchanges — notably after Binance delisted XMR globally on 20 February 2024, OKX removed XMR pairs on 5 January 2024, and Kraken restricted it for EEA users on 31 October 2024 — many users now rely on instant swap services and decentralized platforms. This guide compares practical ways to exchange Monero without registration, focusing on USDT TRC20 to XMR, minimum amounts, confirmation requirements, and AML procedures. Why use a Monero exchange without registration? Monero’s privacy features — ring signatures, stealth addresses, and confidential transactions — hide sender, receiver and…

Crypto companies have contributed $206 million toward the 2026 U.S. election cycle as industry backed political groups continue directing money into congressional races ahead of the November midterms. Summary Crypto companies have contributed $206 million toward the 2026 US election cycle, according to Public Citizen’s analysis of FEC records. Fairshake reported nearly $113 million in cash at the end of July after directing funds into congressional races across both major parties. The Fairshake network has supported nearly 50 candidates who secured party nominations during the 2026 primary season. Fairshake is preparing at least $30 million to oppose former Sen. Sherrod…

Dutch police have arrested two men accused of using counterfeit EURC tokens to obtain several Rolex watches from sellers on Marktplaats, the Netherlands’ large online marketplace. Summary Dutch police arrested two men suspected of using counterfeit EURC tokens to obtain Rolex watches. Several victims reported losing Rolex watches after fake EURC payments appeared genuine in their wallets. Police found firearms and drugs during a search of the 24-year-old suspect’s home in Geleen. The 45-year-old suspect was released from custody but remains under investigation for alleged cryptocurrency fraud. Circle says genuine EURC is fully backed by euro reserves and redeemable one-to-one…

Billionaire venture capitalist Tim Draper has urged Apple and Meta to hold Bitcoin on their balance sheets, arguing that leaving major corporate reserves entirely outside BTC creates financial risk. Summary Tim Draper says Apple and Meta should hold Bitcoin as protection against future monetary instability. Apple reported $146.5 billion in cash and marketable securities without disclosing Bitcoin holdings in June. Meta reported $90.3 billion in cash and marketable securities without disclosing Bitcoin holdings in June. Microsoft shareholders rejected a Bitcoin treasury assessment in 2024, with only 0.55% recorded voting support. Meta shareholders rejected their 2025 Bitcoin treasury assessment after its…

Circle has launched Digital Asset-Backed Borrowing for eligible Circle Mint institutions, allowing customers to deposit Bitcoin, mint cirBTC and borrow USDC through third-party lending markets on Arc or Ethereum. Summary Circle has launched Bitcoin-backed USDC borrowing for eligible institutional Circle Mint customers on two networks. Morpho is the first supported lending protocol, with Aave expected to join Circle’s service later. cirBTC reserves currently exceed token supply, with Circle publishing backing data directly for public verification. New York customers remain excluded, while borrowing terms and liquidations depend on third-party markets entirely. Arc’s cirBTC Morpho market shows $18.86 million borrowed with an…

Aurora Intents has processed more than $19 million across 1,718 swaps for the zkSNARKS auction, accounting for over half of the assets converted and deposited into the ZEC-denominated sale. Summary More than $19 million of the auction’s $36.94 million submitted volume passed through Aurora Intents. USDC accounted for 27% of Aurora’s routed volume, while native ETH contributed 21%. NEAR Intents solvers converted assets from several chains into ZEC at rates approved before signing. Zcash shielded the destination-side bids, but source-chain transfers remained publicly visible. Aurora Intents handled half of the auction volume Aurora Labs CEO Declan Hannon told crypto.news that…

Immunefi CEO Mitchell Amador has said the Liquid Network attackers lost any claim to white-hat status by retaining 598.5 BTC after returning 3,400 BTC from the roughly 4,000 BTC exploit. Summary Roughly 598.5 BTC remains with the attackers after they returned 3,400 BTC. Amador said coordinated disclosure ends when a researcher sets rescue terms without prior approval. Protocols should establish rescue rules and bounty limits before an exploit occurs. Immunefi’s CEO defended the 10% bounty convention when teams approve it in advance. Immunefi founder and CEO Mitchell Amador told crypto.news that moving user assets without permission cannot be treated as…

The SEC has opened a five-year route for tokenized U.S. stock trading, but TD Cowen has found that domestic investors, institutions, and listed companies show little appetite for the products. Summary TD Cowen expects limited adoption among U.S. retail and institutional investors. Figure recorded 99.9% of examined trading through its conventional Nasdaq-listed shares. SEC relief requires stock tokens to preserve economic, dividend, voting, and liquidation rights. Nvidia perpetual futures generated 96% of related notional volume in a Binance snapshot. TD Cowen said U.S. investors already have efficient access to listed shares, leaving tokenized venues under pressure to offer benefits that…