Author: John Smith

The XRP price dipped into the $1.83 area on December 26, then staged a mild rebound. Although the bounce was a positive sign, it hasn’t completely settled investor nerves. There’s still uncertainty over whether this recovery can last or if it’s just temporary. Heading into 2026, many are asking whether XRP can regain its momentum and deliver more consistent long-term performance. Summary On December 26, 2025, the XRP price dipped to around $1.83 before a mild rebound, leaving uncertainty about the sustainability of the recovery. As of now, XRP is trading near $1.87, with short-term gains offset by weekly and…

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Cardano delivered a less-than-festive gift to investors this Christmas, with price action painting a grim picture as the token remains deep in the red. Summary Charles Hoskinson is pushing back against claims that he abandoned the ADA token, which is down 58% year-to-date. The technical picture remains bearish as ADA is trapped in a downtrend, struggling to reclaim $0.36. So far, December losses are about 15%, and Coinglass data shows a year-long pattern of capital exiting ADA. Founder Charles Hoskinson found himself fending off accusations on X after wishing followers a Merry Christmas on Dec. 25. In his post, Hoskinson…

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Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Investors in 2025 are moving beyond price speculation and looking for structured, predictable ways to earn long-term returns from major crypto assets. Summary WPA Hash focuses on turning BTC, XRP, and SOL from passive holdings into income-generating assets through hashrate-based participation models. The platform tailors strategies to each asset, mining for BTC, high-frequency distribution for XRP, and node participation for SOL. Automated computing-power allocation, transparent settlement, and security controls are positioned to support more stable, long-term returns. As crypto…

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Russia’s largest bank, Sberbank, may soon start offering crypto-backed loans as it plans to collaborate with regulators to build the necessary infrastructure. Summary Sberbank is evaluating a plan to offer loans in rubles secured by cryptocurrency. The bank says any such service will require cooperation with regulators to build the legal and technical framework. Anatoly Popov, Sberbank’s Deputy Chairman of the Management Board, has confirmed in a recent interview that the bank is considering new financial instruments that would enable it to issue loans in rubles using crypto assets as collateral. “We are currently exploring the possibility of lending secured…

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Residents can now pay Lugano taxes, fines and city invoices in Bitcoin or USDT, with instant conversion to Swiss francs. Summary Swiss city of Lugano adopts Bitcoin payment push Over 350 merchants use Lightning and the MyLugano app, offering up to 10% LVGA cashback to close a genuine circular economy loop.​ The Plan ₿ Forum now draws 4,000+ attendees as Lugano positions itself as a working Bitcoin hub, not just a marketing slogan. On the granite steps outside Lugano’s city hall, the most common question used to be about permit forms or parking disputes; now clerks say they hear a…

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Layer 1 and Layer 2 tokens sank in 2025 as users and capital rotated to Bitcoin, Ethereum, BNB Chain and revenue-generating protocols despite strong developer activity. Summary Layer 1 tokens saw steep price and user losses in 2025, while Bitcoin held relative strength and BNB Chain nearly tripled users as others bled activity.​ Overleveraged tokenomics, weak value capture, and institutional preference for BTC and ETH drove sustained sell pressure on alternative L1 and L2 tokens.​ Stablecoin issuers and derivatives platforms dominated revenue, while generic infrastructure tokens faced consolidation risk and a trend toward irrelevance.​ Layer 1 blockchain tokens experienced significant depreciation…

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India’s ED raided 21 sites tied to 4th Bloc Consultants, alleging a decade-long fake crypto-platform Ponzi that laundered funds via wallets, shell firms, hawala and foreign accounts. Summary ED’s Bengaluru office searched 21 premises in Karnataka, Maharashtra and Delhi under PMLA, targeting 4th Bloc Consultants over a large-scale crypto investment fraud.​ The group allegedly ran fake platforms mimicking real exchanges, used stolen crypto-expert images, paid small early returns and relied on MLM-style referrals and social media.​ Investigators say proceeds were routed through multiple crypto wallets, shell companies, hawala channels and foreign accounts, with properties and wallet addresses now seized.​ India’s…

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Exodus will launch a fully reserved, MoonPay-issued digital dollar in early 2026 using M0, powering Exodus Pay and a broader wallet–card payments stack under recent acquisitions. Summary Exodus is partnering with MoonPay and M0 on a fully reserved USD-backed stablecoin designed to power its ecosystem and upcoming Exodus Pay feature.​ The stablecoin underpins Exodus’ $175m acquisition of W3C Corp, Baanx and Monavate, creating an integrated wallets-and-cards payments stack.​ Launch details on networks and availability remain undisclosed, with the firms stressing transparency, full USD backing and easy stablecoin use for non-crypto-native users.​ Exodus Movement, a self-custody wallet provider, will partner with…

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Data suggests neobanks will expand from roughly $149b in 2024 to $4.4t by 2034 as more services run fully on-chain, replacing slow cross-border systems with software rails.​ Summary Market projections show neobanking scaling past $1t by 2029 and to $4.4t by 2034, with growth driven by digital, mobile-first and on-chain banking models.​ On-chain neobanks run core operations directly on blockchains, offering 24/7 global payments, transparent ledgers and software-based scaling instead of branches.​ Analysts say these platforms could become foundational for internet-native economies, extending into payments, savings and asset management as adoption climbs. The global neobanking industry is projected to experience…

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Gold-backed stablecoins have surged to about $4b in 2025, led by two tokens holding nearly 90% of supply as rising gold prices and a major issuer’s vault push tokenized bullion into the spotlight. Summary Catenaa News data shows gold-backed stablecoins near $4b in market cap, almost tripling since early 2025 as one token expands supply and overtakes its main rival.​ The top two tokens now represent close to 90% of tokenized gold, offering fractional claims on vaulted bars and tracking a spot market lifted by macro risk and central-bank demand.​ A major stablecoin issuer has quietly become one of the…

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