Author: John Smith

XRP exchange-traded funds are pulling in fresh capital at a pace that puts them at odds with the rest of the market, as investors rotate out of gold and silver ETFs while keeping steady allocations to Bitcoin products amid geopolitical tensions and higher rates. Summary XRP spot ETFs have amassed about $1.4 billion in net inflows since launch in November 2025, even as XRP’s price slid more than 30% from recent highs. By contrast, gold ETFs have seen nearly $11 billion in outflows in three weeks, while silver products also bled capital as rising rates and a stronger dollar pressured…

Mochi founder Azeem Ahmed sold 550K CVX from a Curve-linked stash as on-chain probes allege over $8M in diverted rewards and $54M in DeFi losses. Summary Mochi Finance founder Azeem Ahmed sold about 550,285 CVX for roughly $946,000, pushing the token down more than 10%. The CVX stack traces back to a 2021 Curve pool drain that left liquidity providers with an estimated $54 million in losses. Ahmed now faces years of on-chain fraud allegations spanning at least four DeFi projects, with diverted rewards and liquidity drains topping $8 million. Azeem Ahmed, founder of Mochi Finance and GaiaDAO, has sold…

Better Home & Finance and Coinbase are preparing a new mortgage product tied to Fannie Mae-backed loans, according to a Wall Street Journal report published on March 26.  Summary Better and Coinbase plan a mortgage product that lets homebuyers use crypto holdings as collateral. The reported structure would combine a standard mortgage with a separate loan backed by crypto. Current Fannie Mae rules require crypto conversion to dollars, making this product a policy shift. The product would let some homebuyers use crypto as collateral instead of selling those holdings before closing. The report said the new offer would allow buyers…

The crypto market fell 2.5% on Friday to $2.45 trillion as hopes of an end to the ongoing U.S. Iran war faded. Summary Crypto market cap fell 2.5% to $2.45 trillion as geopolitical tensions rose after Iran rejected a U.S. proposal to end the conflict. Bitcoin dropped to $69,445 while Ethereum slid 4.4%, triggering over $193 million in long liquidations across derivatives markets. Rising oil prices and sustained Fed rate expectations weighed on risk sentiment, pressuring cryptocurrencies and global equities. According to data from crypto.news, Bitcoin (BTC) price dropped 2.5% on the day to $69,445 at the time of writing…

The Reserve Bank of Australia has moved closer to backing real-world asset tokenization as part of its future market strategy.  Summary RBA estimates tokenized assets could add 24 billion dollars annually to Australia’s financial system. Project Acacia explores how tokenization can improve wholesale markets and financial infrastructure efficiency nationwide. RBA plans sandbox to test tokenized assets CBDC and integration with existing payment systems. The shift follows new Project Acacia findings that tokenized finance and related infrastructure could add about 24 billion Australian dollars, or $16.7 billion, to the economy each year. Assistant Governor Brad Jones said the debate has moved…

Coinbase is publishing its order book, spot and futures data on-chain through Chainlink DataLink, widening access to institutional-grade feeds for DeFi derivatives and tokenized assets. Summary Coinbase has integrated Chainlink’s DataLink service to publish its exchange market data on-chain for the first time, covering order books, spot prices, and perpetual futures data from Coinbase International Exchange and Coinbase Derivatives Exchange. The datasets — which underpin billions of dollars in institutional trading activity — are now accessible to DeFi protocols building derivatives, tokenized real-world assets, structured products, and next-generation lending risk engines. The integration follows Chainlink’s existing role as Coinbase’s exclusive…

Payy raised $6m led by FirstMark to build a zero-knowledge L2 and wallet that make USDC payments private by default, targeting enterprise stablecoin flows that avoid fully transparent chains. Summary Payy, a New York-based stablecoin startup, closed a $6 million seed round led by FirstMark Capital in December 2025, bringing its total funding to $8 million. The company is building a privacy-focused payments network using zero-knowledge proofs, arguing that public blockchain transparency is a fundamental blocker to enterprise stablecoin adoption. Payy already has 100,000+ users across 120 countries and processes around $130 million in annualized transaction volume, with a mainnet…

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Stablecoins gain ground as global payment tools bridging blockchain and traditional finance. Summary Stablecoins power faster payments, but infrastructure providers bridge fiat, compliance, and blockchain access for users. Fintech apps rely on stablecoin APIs to enable fast, compliant payments without building complex global infrastructure. Stablecoin adoption grows as providers handle fiat conversion, KYC, and payments behind the scenes for apps. Stablecoins are quickly becoming part of the global payments stack. Fintech apps use them to settle transactions faster. Remittance…

Bitwise CIO Matt Hougan says Circle’s 22% post-CLARITY Act selloff is “excessive,” arguing USDC’s payments moat and a $1.9t stablecoin market by 2030 justify a $75b valuation target. Summary Bitwise CIO Matt Hougan called Circle’s post-regulatory selloff “excessive,” projecting the stablecoin issuer could be worth $75 billion by 2030. Hougan cited Citigroup’s revised forecast that the global stablecoin market could reach $1.9 trillion by 2030, arguing the fundamental growth thesis remains intact. William Blair analysts added that Circle’s cross-border B2B payments utility is undiminished, even as regulatory uncertainty persists around profit-sharing rules. Bitwise Asset Management pushed back Wednesday against the…

The CFTC’s first no-action letter for a self-custodial wallet and a joint SEC-CFTC move classifying XRP as a digital commodity give non-custodial XRP infrastructure a clearer path into regulated derivatives. Summary The CFTC issued its first-ever no-action letter for a self-custodial crypto wallet provider on March 17, granting Phantom Technologies regulatory relief without requiring broker registration. XRP treasury firm Evernorth flagged the move as a pivotal moment for XRP, noting the ruling’s core principle — that non-custodial platforms are not financial intermediaries — aligns directly with XRP’s design architecture. XRP was simultaneously classified as a “digital commodity” in a joint…