Author: John Smith

Cardano price remained under pressure on Monday despite the activation of the network’s van Rossem hard fork, leaving ADA traders focused on whether the token can break through its next major resistance zone. Summary Cardano remains near $0.16 as weak momentum limits gains following the van Rossem hard fork. ADA must reclaim $0.17 and $0.19 before the broader downtrend shows clearer signs of reversing. Positive funding offers support, but a sub-one long-short ratio shows traders remain cautious about recovery. ADA was trading near $0.162 at the time of writing, down around 2% over 24 hours. The token has remained broadly…

The FDIC protects bank depositors, and through a mechanism called pass-through insurance, it can protect people who hold money through intermediaries. Stablecoin holders assumed they were next in line. The FDIC has now said, in a speech and a proposal, that they are not, and the reasons teach you exactly what a stablecoin is. Summary Pass-through deposit insurance extends FDIC protection through an intermediary to the underlying owners of money, which is how fintech app balances held in custodial bank accounts can be insured even though the app is not a bank. It only works when strict conditions are met:…

In one week, Bitcoin sat still through missile strikes in the Strait of Hormuz and then fell with Asian chip stocks. The war test and the tech test gave opposite answers about what Bitcoin is, and both answers are correct. Working out how is the most useful thing a holder can do right now. Summary Bitcoin held a tight range near $63,000 through a weekend of US strikes on Iran and renewed missile attacks on shipping in the Strait of Hormuz, a marked change for an asset that once sold off on a single Hormuz headline. Days later it fell…

Bitcoin price has slipped below $64,000 as renewed US-Iran tensions, volatile oil prices, and a technology-sector sell-off tied to China’s Kimi K3 launch drove investors away from risk assets. Summary Bitcoin price fell below $64,000 as Middle East tensions and Kimi K3 rattled risk markets. BTC must reclaim $65,047 to confirm a sustained recovery toward $67,000. A break below $62,708 could expose the $60,000 support and trigger further liquidations. According to data from crypto.news, Bitcoin (BTC) price fell nearly 2% to $63,785 on Monday before recovering toward $64,000, still down about 1% over the past 24 hours. The Crypto Fear…

South Korea has unveiled a roadmap to make the Korean won a freely convertible currency, pairing foreign exchange reforms with a legal framework for won-backed stablecoins and new digital payment infrastructure. Summary South Korea has unveiled a roadmap supporting won backed stablecoins alongside foreign exchange reforms. The plan includes legal rules for stablecoins, CBDC pilots, and tokenized government bond projects. Authorities also plan to ease cross border capital rules and expand offshore won settlement infrastructure. According to a July 19 report from local mediahouse Etnews, the roadmap was jointly announced by the Financial Services Commission, the Bank of Korea, the…

Cardano has activated the van Rossem hard fork, moving its mainnet to Protocol Version 11 after the upgrade took effect at the epoch boundary on July 18.  Summary Cardano activated Protocol Version 11 after governance approval moved the van Rossem hard fork forward. The upgrade improves Plutus costs while preparing Cardano for Ouroboros Leios and higher future throughput. Van Rossem is Cardano’s first hard fork ratified through onchain governance, marking a governance milestone. Intersect confirmed that the hard fork had been successfully enacted after weeks of testing, infrastructure updates, and governance voting. The upgrade follows its ratification on July 13…

U.S. financial regulators have missed the GENIUS Act’s one-year deadline to complete key rules for the country’s federal stablecoin framework.  Summary US regulators missed the GENIUS Act deadline with several major stablecoin rule packages still unfinished. Stablecoin issuers face a shorter preparation window before the federal framework takes effect next January. Customer identification and anti-money laundering proposals remain open, preventing regulators from completing final rules yet. Several regulations remained at the proposal stage when the July 18, 2026, deadline passed.President Donald Trump signed the GENIUS Act into law on July 18, 2025. The law required primary federal stablecoin regulators to…

The United States is preparing to impose a 25% tariff on most Brazilian imports after naming the country’s Pix instant-payment system among trade practices it considers unfair. Summary Trump’s new tariff action names Pix as dollar stablecoins dominate Brazil’s fast-growing digital asset market. Pix serves Brazil’s domestic payments while stablecoins increasingly carry dollar value across crypto and commerce. Brazil is tightening stablecoin settlement rules even as U.S. pressure targets its public payment infrastructure. The move comes as dollar-backed stablecoins account for a large share of Brazil’s crypto activity, creating a split between domestic payment policy and demand for digital dollars.…

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Spreadefi faces scrutiny as users assess trust, transparency, and DeFi platform credibility. As the decentralized finance (DeFi) space has evolved, users have gotten a lot more careful about which platforms they trust with their digital assets. After a long line of fraudulent projects, one question comes up naturally: can Spreadefi be trusted, or is it just another scam? Let’s take a closer look at the project, check the available information, and see whether there’s any real reason to call…

Uniswap governance is preparing to vote on two proposals that could expand the protocol’s UNI burn by adding new fee sources from Uniswap v4 and Robinhood Chain. Summary Uniswap voters will decide whether v4 and Robinhood Chain fees should expand the UNI burn. Robinhood Chain crossed $6 billion in cumulative Uniswap swap volume within ten days of launch. New protocol fees would flow into TokenJar contracts before UNI is burned on Ethereum mainnet. The measures are scheduled for onchain voting from July 19 through July 26.The proposals follow the UNIfication overhaul approved in December 2025, which connected protocol fees to…