Author: John Smith

Dogecoin price has held near $0.073 after whales accumulated 200 million DOGE and futures open interest climbed 3.74% to $1.08 billion. Summary Dogecoin whales accumulated 200 million DOGE worth roughly $14 million through Robinhood. Futures open interest rose 3.74% to $1.08 billion as derivatives volume jumped 114%. DOGE must clear $0.07539 and $0.07965 to confirm a stronger bullish reversal. CoinGlass’s three-day liquidation heatmap shows DOGE trading between large leveraged-position clusters near $0.074 and $0.071, leaving the meme coin exposed to volatility in either direction. At the time the charts were captured, Dogecoin traded near $0.0732 after gaining about 1% on…

U.S. regulators have missed the GENIUS Act’s one-year rulemaking deadline, leaving the federal stablecoin framework awaiting final implementation even as industry participants say the law has already accelerated institutional adoption. Summary U.S. regulators missed the GENIUS Act’s one year deadline to finalize key stablecoin rules, leaving several major proposals still under review. Industry participants said the law has already encouraged institutional stablecoin adoption, but unfinished rulemaking continues to create compliance uncertainty. Former SEC counsel Ashley Ebersole said the GENIUS Act established a strong legal framework but has fallen short in implementation because regulators missed the deadline. According to federal rulemaking…

Crypto venture funding has reached $1.2 billion in July even as DeFi investment has fallen to its lowest quarterly level since late 2023. Summary Crypto startups have raised $1.2 billion in July despite a sharp decline in deal activity. Coinbase Ventures led investor activity as exchanges, prediction markets, payments and AI attracted major funding. DeFi funding fell for three straight quarters, with deal numbers reaching their lowest since 2020. CryptoRank data shows that investors completed roughly 25 funding rounds in July as of July 20, keeping capital active despite a sharp decline in the number of announced deals. Monthly fundraising…

Cardano price remained under pressure on Monday despite the activation of the network’s van Rossem hard fork, leaving ADA traders focused on whether the token can break through its next major resistance zone. Summary Cardano remains near $0.16 as weak momentum limits gains following the van Rossem hard fork. ADA must reclaim $0.17 and $0.19 before the broader downtrend shows clearer signs of reversing. Positive funding offers support, but a sub-one long-short ratio shows traders remain cautious about recovery. ADA was trading near $0.162 at the time of writing, down around 2% over 24 hours. The token has remained broadly…

The FDIC protects bank depositors, and through a mechanism called pass-through insurance, it can protect people who hold money through intermediaries. Stablecoin holders assumed they were next in line. The FDIC has now said, in a speech and a proposal, that they are not, and the reasons teach you exactly what a stablecoin is. Summary Pass-through deposit insurance extends FDIC protection through an intermediary to the underlying owners of money, which is how fintech app balances held in custodial bank accounts can be insured even though the app is not a bank. It only works when strict conditions are met:…

In one week, Bitcoin sat still through missile strikes in the Strait of Hormuz and then fell with Asian chip stocks. The war test and the tech test gave opposite answers about what Bitcoin is, and both answers are correct. Working out how is the most useful thing a holder can do right now. Summary Bitcoin held a tight range near $63,000 through a weekend of US strikes on Iran and renewed missile attacks on shipping in the Strait of Hormuz, a marked change for an asset that once sold off on a single Hormuz headline. Days later it fell…

Bitcoin price has slipped below $64,000 as renewed US-Iran tensions, volatile oil prices, and a technology-sector sell-off tied to China’s Kimi K3 launch drove investors away from risk assets. Summary Bitcoin price fell below $64,000 as Middle East tensions and Kimi K3 rattled risk markets. BTC must reclaim $65,047 to confirm a sustained recovery toward $67,000. A break below $62,708 could expose the $60,000 support and trigger further liquidations. According to data from crypto.news, Bitcoin (BTC) price fell nearly 2% to $63,785 on Monday before recovering toward $64,000, still down about 1% over the past 24 hours. The Crypto Fear…

South Korea has unveiled a roadmap to make the Korean won a freely convertible currency, pairing foreign exchange reforms with a legal framework for won-backed stablecoins and new digital payment infrastructure. Summary South Korea has unveiled a roadmap supporting won backed stablecoins alongside foreign exchange reforms. The plan includes legal rules for stablecoins, CBDC pilots, and tokenized government bond projects. Authorities also plan to ease cross border capital rules and expand offshore won settlement infrastructure. According to a July 19 report from local mediahouse Etnews, the roadmap was jointly announced by the Financial Services Commission, the Bank of Korea, the…

Cardano has activated the van Rossem hard fork, moving its mainnet to Protocol Version 11 after the upgrade took effect at the epoch boundary on July 18.  Summary Cardano activated Protocol Version 11 after governance approval moved the van Rossem hard fork forward. The upgrade improves Plutus costs while preparing Cardano for Ouroboros Leios and higher future throughput. Van Rossem is Cardano’s first hard fork ratified through onchain governance, marking a governance milestone. Intersect confirmed that the hard fork had been successfully enacted after weeks of testing, infrastructure updates, and governance voting. The upgrade follows its ratification on July 13…

U.S. financial regulators have missed the GENIUS Act’s one-year deadline to complete key rules for the country’s federal stablecoin framework.  Summary US regulators missed the GENIUS Act deadline with several major stablecoin rule packages still unfinished. Stablecoin issuers face a shorter preparation window before the federal framework takes effect next January. Customer identification and anti-money laundering proposals remain open, preventing regulators from completing final rules yet. Several regulations remained at the proposal stage when the July 18, 2026, deadline passed.President Donald Trump signed the GENIUS Act into law on July 18, 2025. The law required primary federal stablecoin regulators to…